Insurance
Insurance

We accept BC/BS and will remain a preferred provider currently and in the future.

 

It is important that you understand the terms of your medical coverage. Although our office staff is very knowledgeable about many different insurance plans, you are in the best position to understand the details and terms of your own plan. Typically you will find the insurance company’s phone number on your insurance card and we encourage you to contact them with specific questions.

 

If you have a managed care insurer, you must check with your Primary Care Physician (PCP) prior to seeking specialty services. Please be sure to notify your PCP as early as possible to ensure that the practice has sufficient time to process your referral. Regretfully, many insurers will not cover specialty services if they are rendered without a referral and you may be held responsible for the cost. Please also be prepared to present your insurance card and if applicable, pay your co-payment at the time of your visit.

 

If you have coverage with an insurance company with whom we are contracted to provide services, such as Medicare, Railroad Medicare, Mutual of Omaha, Coventry HealthCare, United HealthCare, Blue Cross/Blue Shield of Nebraska, GEHA, Midlands Choice (includes Aetna & Cigna), Humana, John Deere Health Plan, Mailhandlers, First Health Direct, or Tricare, we will bill your carrier for services rendered. You will be responsible for any coinsurance, deductible amounts, or non-covered services after we have received an explanation of benefits from you carrier.

 

If you have an insurance that does not have a participating agreement with this practice, you will remain responsible for the balance. We will submit a bill to your insurance carrier as a courtesy. If we do not receive payment within 30 days, we will transfer the balance to you. It will be your responsibility to follow-up with your insurance carrier for reimbursement. We recommend that you call your insurance company to make sure we are a provider listed under your insurance plan.

Motor Vehicle Accidents (MVA) and Third Party Insurance Policies
We may bill your motor vehicle insurance but will not bill someone else's insurance. You will be responsible for contacting your auto insurance carrier to initiate a claim, and we expect you to come prepared to provide pertinent claim information prior to inital treatment. If you do not have a med-pay benefit or are unable to provide required information, you will be responsible for payment in full at the time of service.

Regarding Work Related Injuries
We do accept Workmen's Compensation claims. At your initial appointment you will be required to provide the date of injury, nature of injury, claim number, the adjuster name and insurance contact information. If prior authorization is not obtained, you are responsible for payment in full at the time of service.

To read our entire Patient Financial Policy, please click on the link below.


 


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